If carriers want to make real progess on auto fraud, they need to change their focus

Lots of fraud
75 percent of it is only addressable up front, before the risk is taken
yet carriers are focused on the other 25 percent at claim
this is because that’s where the big ticket items are
but there are a blizzard of smaller frauds happening up front and it’s become an obstacle to growth
carriers need to build their ability to identify, intervene and resolve fraud risks in real time during a quote or application session
We know how to do that, it’s what we do.