How a Top Auto Carrier Harmonized Underwriting Standards Across Channels and Writing Companies

Ensuring Risk Selection Consistency

Carrier core systems are designed for stability and efficiency – not customization or rapid innovation.

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Of ‘new’ business was existing carrier customers moving between writing companies.

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Carrier teams eliminated eligibility inconsistencies that were enabling agent manipulation.

Inconsistent Authority & Eligibility Standards Driving Customer Arbitrage Between Writing Companies.

UW team used idRuleBuilder to harmonize Agent Authority & Customer Eligibility without IT involvement or additional costs.