{"id":449,"date":"2022-07-11T11:17:57","date_gmt":"2022-07-11T11:17:57","guid":{"rendered":"https:\/\/test.veracityid.com\/new\/?page_id=449"},"modified":"2022-10-27T10:39:54","modified_gmt":"2022-10-27T10:39:54","slug":"idnetwork","status":"publish","type":"page","link":"https:\/\/test.veracityid.com\/new\/services\/idnetwork\/","title":{"rendered":"idNetwork"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"449\" class=\"elementor elementor-449\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b744202 e-container--row e-container\" data-id=\"b744202\" data-element_type=\"container\">\t\t<div class=\"elementor-element elementor-element-b148c2f e-container--column e-container\" data-id=\"b148c2f\" data-element_type=\"container\">\t\t<div class=\"elementor-element elementor-element-2a8e165 idf-sticky e-container--column e-container\" data-id=\"2a8e165\" data-element_type=\"container\">\t\t\t\t<div class=\"elementor-element elementor-element-ff5cb8c elementor-widget elementor-widget-wp-widget-nav_menu\" data-id=\"ff5cb8c\" data-element_type=\"widget\" data-widget_type=\"wp-widget-nav_menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5>idFusion Tools<\/h5><div class=\"menu-tools-in-page-container\"><ul id=\"menu-tools-in-page\" class=\"menu\"><li class=\"idf-title-item menu-item menu-item-type-custom menu-item-object-custom menu-item-776\"><a href=\"#none\">Risk Analysis Services<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-482\"><a href=\"https:\/\/test.veracityid.com\/new\/services\/idrulebuilder\/\">IdRuleBuilder<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-775\"><a href=\"https:\/\/test.veracityid.com\/new\/services\/idquotemonitor\/\">idQuoteMonitor<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-486\"><a href=\"https:\/\/test.veracityid.com\/new\/services\/idnopay\/\">idNoPay<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1515\"><a href=\"https:\/\/test.veracityid.com\/new\/services\/trustmark-risk-score\/\">TrustMark Risk Score<\/a><\/li>\n<li class=\"idf-title-item menu-item menu-item-type-custom menu-item-object-custom menu-item-780\"><a href=\"#none\">Productivity Services<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-782\"><a href=\"https:\/\/test.veracityid.com\/new\/services\/iddamagedetect\/\">idDamageDetect<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-480\"><a href=\"https:\/\/test.veracityid.com\/new\/services\/iddocreader\/\">idDocReader<\/a><\/li>\n<li class=\"idf-title-item menu-item menu-item-type-custom menu-item-object-custom menu-item-778\"><a href=\"#none\">Data Capture Services<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-487\"><a href=\"https:\/\/test.veracityid.com\/new\/services\/idmobile\/\">idMobile<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-484\"><a href=\"https:\/\/test.veracityid.com\/new\/services\/idgetdata\/\">idGetData<\/a><\/li>\n<li class=\"idf-title-item menu-item menu-item-type-custom menu-item-object-custom menu-item-777\"><a href=\"#none\">End User Services<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-477\"><a href=\"https:\/\/test.veracityid.com\/new\/services\/idanalyze\/\">idAnalyze<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-485\"><a href=\"https:\/\/test.veracityid.com\/new\/services\/idnetwork\/\">idNetwork<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-478\"><a href=\"https:\/\/test.veracityid.com\/new\/services\/idworkbench\/\">idWorkbench<\/a><\/li>\n<li class=\"idf-title-item menu-item menu-item-type-custom menu-item-object-custom menu-item-779\"><a href=\"#none\">Intervention Services<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-481\"><a href=\"https:\/\/test.veracityid.com\/new\/services\/idresolve\/\">IdResolve<\/a><\/li>\n<\/ul><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><\/div><div class=\"elementor-element elementor-element-bd5014d e-container--column e-container\" data-id=\"bd5014d\" data-element_type=\"container\">\t\t\t\t<div class=\"elementor-element elementor-element-37a78d9 elementor-widget elementor-widget-text-editor\" data-id=\"37a78d9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.8 - 02-10-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<h4>What is idNetwork?<span style=\"font-weight: 400;\">\u00a0<\/span><\/h4><p><span style=\"font-weight: 400;\">idNetwork is idFusion\u2019s social network (graph data) risk analysis toolbox and a key components of the idFusion real-time fraud detection solution. idNetwork empowers carriers to fully leverage current and historical underwriting, claims, billing and other data in real-time interactions to:\u00a0<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Associate policies into communities of household members, service providers, agent books and beyond<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Identify known and suspected fraudsters during live transactions,\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Actively monitor and measure emerging fraud risk levels as policies and books develop by timelining critical policy events and associated data,<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Conduct sophisticated investigations of individual policies and books of business using graph database tools.\u00a0<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c8e32f elementor-widget elementor-widget-image\" data-id=\"3c8e32f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.8 - 02-10-2022 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"563\" src=\"https:\/\/test.veracityid.com\/new\/wp-content\/uploads\/2022\/05\/rsz_1crossroads-roads-top-view-traffic-bridges-shanghai-china-4k_1538066218-min-1024x576.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/test.veracityid.com\/new\/wp-content\/uploads\/2022\/05\/rsz_1crossroads-roads-top-view-traffic-bridges-shanghai-china-4k_1538066218-min-1024x576.jpg 1024w, https:\/\/test.veracityid.com\/new\/wp-content\/uploads\/2022\/05\/rsz_1crossroads-roads-top-view-traffic-bridges-shanghai-china-4k_1538066218-min-300x169.jpg 300w, https:\/\/test.veracityid.com\/new\/wp-content\/uploads\/2022\/05\/rsz_1crossroads-roads-top-view-traffic-bridges-shanghai-china-4k_1538066218-min-768x432.jpg 768w, https:\/\/test.veracityid.com\/new\/wp-content\/uploads\/2022\/05\/rsz_1crossroads-roads-top-view-traffic-bridges-shanghai-china-4k_1538066218-min-1536x864.jpg 1536w, https:\/\/test.veracityid.com\/new\/wp-content\/uploads\/2022\/05\/rsz_1crossroads-roads-top-view-traffic-bridges-shanghai-china-4k_1538066218-min-650x366.jpg 650w, https:\/\/test.veracityid.com\/new\/wp-content\/uploads\/2022\/05\/rsz_1crossroads-roads-top-view-traffic-bridges-shanghai-china-4k_1538066218-min.jpg 1920w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7d33cc elementor-widget elementor-widget-text-editor\" data-id=\"e7d33cc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h4>Why do I need idNetwork?<span style=\"font-weight: 400;\">\u00a0<\/span><\/h4><p><span style=\"font-weight: 400;\">Did you know that 15-25% of your new customers are likely returning customers? Would you be surprised to learn that as much as a 20-25% of returning customer applications are associated with a previously known fraud event or entity? Do you know how to find and intercede in such risks before you write new business or pay a claim?\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">A successful fraudster gets your money before you can catch them \u2013 and they know you are looking for them. In today\u2019s online customer engagement model, they also know that they can \u2018hide in the data\u2019 by changing or modifying personal, rating, billing and claims information to avoid detection. But they cannot easily hide their whole identity \u2013 you just need to combine enough information to meaningfully connect the dots and see their attempts to obscure their identity and intent.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">And that is exactly what idNetwork does. By employing leading edge entity resolution and graph tools to associate quotes, policies and claims, we can identify persons, places and other entities that are connected within and across a carrier book, and group them into relevant \u2018communities\u2019 such as households.\u00a0 With idNetwork, we can see odd connections. We can link previous quotes, policies and suspicious claims with new business. We can show carriers when a person (or a close associate or other entity) they already know as a fraudster enters their network and take appropriate action during the sale or prior to paying a claim.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">idNetwork combines real-time transactional risk assessment capabilities with a powerful analysis toolkit that allows investigators to search for anomalous relationships and questionable connections across the entire book and over time. Shared addresses, phone numbers, emails, listed drivers and more are easily discovered and investigated with a few keystrokes using idNetwork.\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e9fd086 e-container--row e-container\" data-id=\"e9fd086\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\t\t\t\t<div class=\"elementor-element elementor-element-2c70424 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"2c70424\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.8 - 02-10-2022 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h3 class=\"elementor-heading-title elementor-size-default\">Benefits<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18bb81b elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"18bb81b\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/test.veracityid.com\/wp-content\/plugins\/elementor\/assets\/css\/widget-icon-list.min.css\">\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Real-time identification of persons and entities identified by carrier, criminal and industry fraud data sources<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pattern recognition and search tools for investigators in underwriting & claims<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08db967 elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"08db967\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Active intervention at point of sale enables carriers to limit offers or decline suspicious new business<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\t\t<div class=\"elementor-element elementor-element-1904408 elementor-widget elementor-widget-text-editor\" data-id=\"1904408\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h4>How is idNetwork Delivered?<span style=\"font-weight: 400;\">\u00a0<\/span><\/h4><p><span style=\"font-weight: 400;\">idNetwork is offered as an integrated service bundled with the idFusion platform. Carriers can choose two general types of deployments:\u00a0<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Point of Sale Monitoring. idNetwork can be supplied with live application data (rating data, vendor-supplied data) and with SIU\/external criminal data sets to identify potential bad actors at point of sale. When combined with idResolve and idQuoteMonitor, this approach reduces rate evasion and the likelihood that a serial fraudster gets a coverage offer.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Whole Book Analytics &amp; Continuous Monitoring. idNetwork can be loaded with current and historical data from policy, billing, claims and other systems plus vendor-supplied data. This allows rich pattern detection, deep search capabilities, risk scoring and continuous monitoring of the active book, and enables users to explore and understand connections between active and prior policies.\u00a0 This can be of particular value to SIU investigators looking for high risk connections and patterns in the book.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-91027fd e-container--column e-container\" data-id=\"91027fd\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\t\t\t\t<div class=\"elementor-element elementor-element-d811c9d elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"d811c9d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Case Example<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11a3deb elementor-widget elementor-widget-text-editor\" data-id=\"11a3deb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>How VeracityID Stops Premium Write-offs and Early Cancellation in New Business<\/strong> &#8211; Stopping Serial Non-payers<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a9173a elementor-widget elementor-widget-button\" data-id=\"1a9173a\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/veracityid.com\/case-examples\/how-veracityid-stops-premium-write-offs-and-early-cancellation-in-new-business\/\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><\/div><\/div>\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>What is idNetwork?\u00a0 idNetwork is idFusion\u2019s social network (graph data) risk analysis toolbox and a key components of the idFusion real-time fraud [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":312,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-449","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>idNetwork - VeracityID<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/test.veracityid.com\/new\/services\/idnetwork\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"idNetwork - VeracityID\" \/>\n<meta property=\"og:description\" content=\"What is idNetwork?\u00a0 idNetwork is idFusion\u2019s social network (graph data) risk analysis toolbox and a key components of the idFusion real-time fraud [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/test.veracityid.com\/new\/services\/idnetwork\/\" \/>\n<meta property=\"og:site_name\" content=\"VeracityID\" \/>\n<meta property=\"article:modified_time\" content=\"2022-10-27T10:39:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/test.veracityid.com\/wp-content\/uploads\/2022\/05\/rsz_1crossroads-roads-top-view-traffic-bridges-shanghai-china-4k_1538066218-min-1024x576.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/test.veracityid.com\/new\/services\/idnetwork\/\",\"url\":\"https:\/\/test.veracityid.com\/new\/services\/idnetwork\/\",\"name\":\"idNetwork - 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